Powering Lending Solutions

ITSCREDIT delivers an omnichannel platform, focused on the digitalization of credit processes (SMEs, corporate and individuals), high flexibility, fast time-to-market and a 360º view and control of the entire credit life cycle. 

How we can help you

We offer highly customizable software solutions for key credit process challenges, easily adaptable to the regulatory system of each country as demonstrated by successful implementations across the globe.

Risk, Scoring and Fraud Detection with ML
Risk, Scoring and Fraud Detection with ML

Monitor and update in real time the risk models with Power BI statistical tests and machine learning (ML) capabilities.

Identification of clients with early credit warnings
Identification of clients with early credit warnings

Identify and manage preemptively clients showing difficulties prior to failed installments through an Early Warnings Signs (EWS) system. 

Monitor the quality of the credit portfolio
Monitor the quality of the credit portfolio

Produce automatic reports to better assess the credit quality of the credit portfolio and its evolution. Enhance your reporting process by accelerating the production of insightful materials to support the decision making process.

End to End Loan Origination
End to End Loan Origination

Have a full end to end customer journey, 100% online and in real-time, from simulation, including KYC and digital signature, to money disbursement.

Integrate Partners in Credit Workflow
Integrate Partners in Credit Workflow

Allow your partners to perform credit simulations, request proposals, attach documentation, follow the credit origination process and manage different pricing schemes. 

Upgrade Credit Recovery Process
Upgrade Credit Recovery Process

Have a centralized management of credit in arrears, including rehabilitation, socialized recovery, and write-off processes.

Improve Sustainability
Improve Sustainability

Score your customers and operations with adjustable questionnaires based on ESG requirement KPIs to achieve loan sustainability.

Grant Online Payments
Grant Online Payments

Provide on merchants' e-commerce platforms online instant credit as an alternative payment method.

Real-time simulations through any channel
Real-time simulations through any channel

Have a highly flexible and easy to use omnichannel calculator that allows product teams to create and manage product characteristics and price lists without IT support.

Risk, Scoring and Fraud Detection with ML
Risk, Scoring and Fraud Detection with ML

Monitor and update in real time the risk models with Power BI statistical tests and machine learning (ML) capabilities.

Identification of clients with early credit warnings
Identification of clients with early credit warnings

Identify and manage preemptively clients showing difficulties prior to failed installments through an Early Warnings Signs (EWS) system. 

Monitor the quality of the credit portfolio
Monitor the quality of the credit portfolio

Produce automatic reports to better assess the credit quality of the credit portfolio and its evolution. Enhance your reporting process by accelerating the production of insightful materials to support the decision making process.

End to End Loan Origination
End to End Loan Origination

Have a full end to end customer journey, 100% online and in real-time, from simulation, including KYC and digital signature, to money disbursement.

Integrate Partners in Credit Workflow
Integrate Partners in Credit Workflow

Allow your partners to perform credit simulations, request proposals, attach documentation, follow the credit origination process and manage different pricing schemes. 

Upgrade Credit Recovery Process
Upgrade Credit Recovery Process

Have a centralized management of credit in arrears, including rehabilitation, socialized recovery, and write-off processes.

Improve Sustainability
Improve Sustainability

Score your customers and operations with adjustable questionnaires based on ESG requirement KPIs to achieve loan sustainability.

Grant Online Payments
Grant Online Payments

Provide on merchants' e-commerce platforms online instant credit as an alternative payment method.

Real-time simulations through any channel
Real-time simulations through any channel

Have a highly flexible and easy to use omnichannel calculator that allows product teams to create and manage product characteristics and price lists without IT support.

Business lines and major products serviced by ITSCREDIT

Corporate Banking
Corporate Banking
SME Banking
SME Banking
Mortgage
Mortgage
Leasing
Leasing
Personal Loans
Personal Loans
Credit Cards
Credit Cards

Our Solutions

Highly configurable software credit solutions that increase a bank's profitability and productivity while addressing today's banking challenges and opportunities.

Results that are measurable
31%
Increase
LOAN LEADS
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21%
Increase
LOAN Volume
increase_metric
19%
Decrease
Operating Costs
decrease_metric
43%
Decrease
Time to Market
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Trusted by clients all over the world