Powering Lending Solutions

Monitor and update in real time the risk models with Power BI and promote better risk measurement models, reducing credit default rates by means of machine learning (ML) capabilities and best-in-class statistical tests.

Identify and manage preemptively clients showing difficulties prior to failed installments through an Early Warnings Signs (EWS) system. 

Produce automatic reports to better assess the credit quality of the credit portfolio and its evolution. Enhance your reporting process by accelerating the production of insightful materials to support the decision making process.

Have a full end to end customer journey, 100% online and in real-time, from simulation, including KYC and digital signature, to money disbursement.

Allow your partners to perform credit simulations, request proposals, attach documentation, follow the credit origination process and manage different pricing schemes. 

Have a centralized management of credit in arrears, including rehabilitation, socialized recovery, and write-off processes.

Score your customers and operations with adjustable questionnaires based on ESG requirement KPIs to achieve loan sustainability.

Provide on merchants' e-commerce platforms online instant credit as an alternative payment method.

Have a highly flexible and easy to use omnichannel calculator that allows product teams to create and manage product characteristics and price lists without IT support.