Powering Lending Solutions
ITSCREDIT delivers an omnichannel platform, focused on the digitalization of credit processes (SMEs, corporate and individuals), high flexibility, fast time-to-market and a 360º view and control of the entire credit life cycle.
How we can help you
We offer highly customizable software solutions for key credit process challenges, easily adaptable to the regulatory system of each country as demonstrated by successful implementations across the globe.
Monitor and update in real time the risk models with Power BI and promote better risk measurement models, reducing credit default rates by means of machine learning (ML) capabilities and best-in-class statistical tests.
Identify and manage preemptively clients showing difficulties prior to failed installments through an Early Warnings Signs (EWS) system.
Produce automatic reports to better assess the credit quality of the credit portfolio and its evolution. Enhance your reporting process by accelerating the production of insightful materials to support the decision making process.
Have a full end to end customer journey, 100% online and in real-time, from simulation, including KYC and digital signature, to money disbursement.
Allow your partners to perform credit simulations, request proposals, attach documentation, follow the credit origination process and manage different pricing schemes.
Have a centralized management of credit in arrears, including rehabilitation, socialized recovery, and write-off processes.
Score your customers and operations with adjustable questionnaires based on ESG requirement KPIs to achieve loan sustainability.
Provide on merchants' e-commerce platforms online instant credit as an alternative payment method.
Have a highly flexible and easy to use omnichannel calculator that allows product teams to create and manage product characteristics and price lists without IT support.
Monitor and update in real time the risk models with Power BI and promote better risk measurement models, reducing credit default rates by means of machine learning (ML) capabilities and best-in-class statistical tests.
Identify and manage preemptively clients showing difficulties prior to failed installments through an Early Warnings Signs (EWS) system.
Produce automatic reports to better assess the credit quality of the credit portfolio and its evolution. Enhance your reporting process by accelerating the production of insightful materials to support the decision making process.
Have a full end to end customer journey, 100% online and in real-time, from simulation, including KYC and digital signature, to money disbursement.
Allow your partners to perform credit simulations, request proposals, attach documentation, follow the credit origination process and manage different pricing schemes.
Have a centralized management of credit in arrears, including rehabilitation, socialized recovery, and write-off processes.
Score your customers and operations with adjustable questionnaires based on ESG requirement KPIs to achieve loan sustainability.
Provide on merchants' e-commerce platforms online instant credit as an alternative payment method.
Have a highly flexible and easy to use omnichannel calculator that allows product teams to create and manage product characteristics and price lists without IT support.
Business lines and major products serviced by ITSCREDIT
Our Solutions
Highly configurable software credit solutions that increase a bank's profitability and productivity while addressing today's banking challenges and opportunities.
Trusted by clients all over the world
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