Retail Credit
In a world where consumers often seek loans for urgent needs, our AI-powered consumer loan software turns weeks of waiting into minutes. With unparalleled access to data, it brings ultra-personalised credit products to your clients whenever and wherever they need.
Improve assessments with solvency calculators. Combine customer income, expenses, Credit Bureau reports, and bank credit data for quicker, more reliable approvals and reduced risk of defaults.
Ensure each loan complies with personal credit regulations, regardless of how often they change. Stay compliant with each application, no matter the volume or decision timeframe.
Optimise scoring models for more accurate, data-driven credit assessments tailored to your specific risk criteria. Build trust with reliable models that truly reflect each borrower's unique profile and risks.
Streamline and automate all steps of the customer loan journey, from pre-approved loan offers, through e-signatures and instant loan decisions to automated disbursement. Deliver a highly-efficient, user-friendly experience that your customers will love!
Provide your clients with seamless access to credit simulators through web, mobile, and in-branch options. Empower them to take control of their finances by letting them check eligibility, explore various loan options, and calculate costs in real time.