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Beyond the Score: How Explainable AI is Reshaping Credit Risk Modelling
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February 27, 2026 | 5min
Beyond the Score: How Explainable AI is Reshaping Credit Risk Modelling

As banks adopt sophisticated AI for lending, opaque “black-box” scoring models no longer suffice. Today’s credit systems demand explainable AI (XAI) – algorithms that reveal why decisions are made – to satisfy new regulations and maintain trust....

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