Launch of a Cutting-Edge Digital Mortgage Journey
About Us
With a strong functional knowledge in the Bank Credit area, we constantly strive to improve the credit processes, from the simulation all the way to the disbursement, developing straightforward, innovative and flexible software credit solutions that suit evolving market challenges and our clients’ needs.
Our mission is to develop more convenient, more secure, more responsible and more profitable software credit solutions to serve our clients.
Founded by experts with a strong functional knowledge in the Bank Credit area, ITSCREDIT delivers an omnichannel platform, focused on the digitalization of credit processes (SMEs, corporate and individuals), flexibility, fast time-to-market and a 360º view and control of the entire credit life cycle.
Our solutions are designed to enable the implementation of an end-to-end credit origination solution, delivering low code interfaces for marketing and product teams to develop and manage credit products. Additionally, ITSCREDIT delivers state-of-the-art risk and scoring capabilities that allow in-depth risk analysis and reporting. These features also employ artificial intelligence to create challenger models and prevent credit defaults.
Our solutions have a high degree of customization and are easily adaptable to the regulatory system of each country.
Who we are


As the company's CEO, Ricardo Campos brings to ITSCREDIT a profound understanding of conventional banking to the digital/technology side. He excels at both strategy and execution. Ricardo is a digital transformation expert with a track record of success in the development of the digital transformation at Bank Millennium in Poland, founder of the most popular mobile payment system in Poland (BLIK), CEO of a startup e-commerce digital platform called "Goodie," and CEO of ActivoBank, the benchmark in digital banking in Portugal. With an MBA from NYU - Stern, LSE, and HEC Paris, Ricardo is supporting ITSCREDIT in becoming a recognized global brand.


Having worked in different banking segments and countries, gaining professional skills in Requirements Analysis and Project Management, António is now ITSCREDIT’s Chief Revenue Officer (CRO). His role is to drive a better integration and alignment between all revenue-related functions, such as delivery, sales, marketing and quality. With over 20 years of experience in the IT Banking sector, he has collaborated as a Project Manager with leading banking institutions as Novabase, CPCis and Indra Systems and as Head of Credit Solutions at ITSector, gathering invaluable experience for the development of projects in the financial sector, particularly lending projects. António graduated from Minho University with a degree in Mathematics and Computer Science, and he also has a Post Graduation in Big Data and Decision Making from ISEP.


Jorge is ITSCREDIT's Chief Financial Officer (CFO), managing the company's finances and financial risks, evaluating data, planning, and reporting. He is a highly focused, trustworthy individual with exceptional financial acumen. He demonstrated a history of working in the computer software sector throughout the course of more than 40 years of expertise by taking on consulting, technical, and development roles. Jorge has a Management degree from ISAG (Institute of Administration and Management) and holds a Post Graduation in Economics and Business Administration from FEP (Faculdade de Economia do Porto).
Our Values
As a people-oriented company, we place great importance on providing our employees with a safe and comfortable working environment.
We are proud to provide unique solutions tailored to each client.
We strive to be better and take a step forward every day.
Our aim is to produce innovative software that pushes our clients to the top.