We don’t want to follow the market

We want to establish it

ITSCREDIT is a software company specialized in credit solutions. We offer an Omnichannel Digital Lending Platform that allows banks and financial institutions to offer their clients the possibility to apply for a loan in real-time and 100% online, having at the same time total control over the credit process - from simulation to loan origination.

We are experts in Omnichannel Digital Lending solutions

Being ITSector's most recent spin-off,  ITSCREDIT was created to develop a Credit Platform and integrate it into a unique digital credit software solution. We provide short implementation time and reduced time-to-market to deploy new credit products and integrate other solutions.


Specialized in the development of credit solutions and their implementation, we constantly strive to improve the credit process from the simulation all the way to the disbursement.


Highly specialized company in providing cybersecurity solutions that support the needs for cyber protection in the banking industry.


Portuguese software development company, specialized in Digital Transformation for the Financial Sector. 


International company that develops a leading Omnichannel Digital Banking Platform to Banks and Credit Unions.

Our mission is to develop straightforward, innovative and flexible credit solutions that suit evolving market challenges and our clients’ needs.

Which are our values?

Our vision is to become the prime choice for credit solutions software.

We provide credit institutions with differentiating Omnichannel tools that reduce the distance and formalism between the institution and the client.


As a people-oriented company, we attach great importance to providing our employees with a safe and comfortable working environment.


Unique solutions tailored to each client.


We strive to be better and make a step forward every day.



Our aim is to produce innovative software that pushes our clients upwards.

They trust us. You will too:
Get to know people behind our solutions

We value experience, commitment to quality and thirst for innovation.

João Lima Pinto

With nearly 20 years of solid experience in the financial sector, actively participating in the design and implementation of innovative Omnichannel and credit solutions, João has garnered much success by leading a variety of business development, product and project management, business analysis and product operations functions.

António Monteiro
Head of Delivery

With more than 20 years of experience in the IT Banking sector, António has collaborated with leading banking institutions and gathered crucial experience for the development of projects in the financial sector mainly in lending projects. Moreover, he worked in different banking segments and countries gaining professional skills in Requirements Analysis and Project Management.

Jorge Brás
Head of Finance

Jorge has a degree in Management from ISAG (Institute of Administration and Management) and holds a Post Graduation in Economics and Business Administration from FEP (Faculdade de Economia do Porto). Throughout more than 40 years of experience, he demonstrated history of working in the computer software industry by taking on consulting, technical and development positions.

Ricardo Campos

Ricardo has an MBA jointly awarded by NYU – Stern, LSE and HEC Paris. With a proven track-record of success during the development of the digital transformation in Bank Millennium in Poland, founder of the most successful mobile payment scheme in Poland (BLIK), CEO of an e-commerce digital platform startup "Goodie" and CEO of ActivoBank, the reference in digital banking in Portugal, Ricardo is a digital transformation expert, highly effective at both strategy and execution, who brings deep understanding of conventional banking to the digital/technology side, helping now grow ITSCREDIT to a global brand.

Interested? Want more information?

We will be pleased to send you further information about our software solutions for the entire credit lifecycle.