ITS Flowcredit solution contemplates every phase of the credit business, from the calculation to the approval, contracting and disbursement. It adapts to all types of credit business types, car loans, mortgages, consumer loans, leasing credits, debit cards, etc.
A Unique Technological Platform
With ITS Flowcredit the loan origination process can be 100% online, with automatic decision, for customers and non-customers and API availability for Open banking integration. With a complete parametrized system, our modular platform adapts to all types of business and credit - offers a product managing tool that allows business teams the ability to change product parameters easily.
A software creating new interaction models that bring financial institutions, partners and clients closer
ITS Flowcredit offers a product managing tool that gives business teams the ability to change product parameters easily.
The credit attribution process can be performed 100% online, with automatic decision, for customers and non-customers, with API availability for Open banking integration.
With a complete parametrized system, our modular platform adapts to all types of business as well as all types of credit. The workflow completely covers all stages of the application with automated document generation and credit pre-approval.
Our unique credit origination solution contemplates every phase of the credit contracting process:
The calculator is integrated on the corporate website or Internet banking where the bank’s customer uses it directly. A built-in product managing tool (BackOffice) provides the business team with the ability to change product parameters easily.
Applications can be created by using the Branch Front Office, Dealers Front Office or the App. ITS Flowcredit supports customers and account data import from the bank core system simplifying the process and reducing input errors.
ITS Flowcredit platform has a scoring engine that can be used to obtain pre-approval or decline decision. A special scoring module creates and maintains scoring grids, with scoring punctuation, defining cutoff, etc.
The platform will calculate the decision competence for the application, basing on specific bank parameters. All the information about the client associated with a credit application is made accessible to the user.
After the credit approval, follows the contracting which is the final stage of the workflow. For multi-product applications, the contracting stage can occur in parallel for each product.
Comprehensive Management Support Tool
Ability to monitor the analysis and decision deadlines according to the defined service level agreement.
A dedicated ITSCREDIT’s Intranet Portal is accessible via the Bank’s website and Intranet Banking through iframe web pages.
ITS Flowcredit benefits for your success:
Everything you need is at hand!
Centralized Credit Products module that allows autonomy in managing products characteristics
Multi-Channel. Multi-Business. Multi-Currency. Multi-Language
Unique and Omnichannel solutions available on the Bank's internet, APP's, dealers, partners, and branches
One Workflow & All Application Stages
Workflow that completely covers all stages of the application
Fast & Full Integration
Integrated with core systems for data import and disburse
Scoring tools and decision trees to obtain automatic pre-approval