Across all channels and business lines, ITSCREDIT is equipped with a Credit Platform that is fully automated to complement the stages of a loan origination process.
The Credit platform comprises several modules (ITS Calculators, ITS Flowcredit, ITS Risk Analysis & Scoring and ITS Collections) that can work stand-alone or together. Our Integrated Digital Platform is highly and easily configurable to the specific needs and processes of the bank.
Multi Product Coverage
Centralized Credit Products module that allows autonomy in managing products characteristics.
Provide a 360° view of all loan procedures.
Real Time Platform Monitoring
Optimizes infrastructure capabilities.
Generation of documents from templates and management of documents checklist.
Based on the TATs analysis.
Cross-Sell and Up-Sell Opportunities
Due to digital nature and Omnichannel nature of the Platform.
"Have worked with various systems but never came across one that is easy to use and navigate and one that delivers what the vendor sold during their sales pitch. Flowcredit is a very user-friendly and flexible system. As demonstrated by the number of other systems, it can integrate with giving the user an end to end product that is desirable."
"The transformation to a 100% digital credit granting process in Crédito Agrícola provided a positive response to the challenge of improving the profitability of the banking business and achieving greater operational efficiency and cost control, while allowing us to carry out a review of the offer and services, adjusting them to the new consumer requirements, particularly with regard to the mobile banking service, 24/7 service, online credit granting procedure"
"We created the Puzzle brand with the aim of targeting a new generation that is very present online. Applying for a credit from a bank is normally complex and paper-based. By digitizing and automating all these processes, we establish a relationship that is much simpler and more immediate, meeting our customers’ expectations"
"Our experience over the past few years with the Flowcredit system in three countries has been very constructive and value adding. The system is highly configurable, and is integrated with our T24 core banking system through the services layer. The ITSCREDIT team have been very responsive to our needs and have delivered per our business requirements."
“The Collections process includes letters, phone calls and electronic communications during regular and off-business hours. This coverage ensures maximum effort being applied what resulted in exceptional improvement to our bottom line.”
“We adopted ITSCREDIT's platform for managing the credit process in the retail segment. It's a platform that combines different channels, currencies, products and segments allied with the automatic decision scoring model has given us a significant reduction in 'Turn Around Time' and a considerable increase in the volume of leads and loans"
Selection of an online platform is a key issue, but the importance of choosing a business partner to support and maintain the platform cannot be forgotten. With ITSCREDIT's Integrated Digital Platform we provide both integration and support. This is a win-win for both parties.
Developing and improving Credit Products in an Integrated Platform.
Services department ready to train and help our partners with project implementation.
Building a network of partners to sell and implement their projects.